Interesting article from Paul Stoddart referencing recent research which found that whilst we are comfortable using mobile devices as our point of interface in the payments cycle - almost 50% of UK Customers still want to see their banks involved in that payment cycle.

If someone had told me 15 years ago that as a lawyer I would be working exclusively in a paperless environment by 2014 I wouldn't have believed them.

Will I still need a "Bank" in my payments cycle in 2030?- Blockchain anyone?